2373 Lawrenceville Hwy, Decatur, GA 30033

Focus Insurance Group: Excellent Insurance Services at Affordable Prices

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Will Your Homeowners Insurance Compensate for Ceiling Damage?

Will Your Homeowners Insurance Compensate for Ceiling Damage?

The main reason you purchased homeowners insurance is coverage against structural damage to your home. But structural damage is a general term that covers diverse unpredictable events that compromise the structural integrity of your home. A common question that we encounter is: Does home insurance cover ceiling damage? Let us look at this concern in …

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A Home Insurance Guide for New Buyers in Georgia

A Home Insurance Guide for New Buyers in Georgia

Buying your first home in Georgia is an exciting journey, and securing the right home insurance is a crucial step in protecting your investment. This guide to Georgia home insurance is designed to simplify that process, providing you with essential information and practical advice. What Your Home Insurance Typically Covers A typical home insurance policy …

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Does Car Insurance Go Down After the Car Is Paid Off?

Does Car Insurance Go Down After the Car Is Paid Off?

When you finally make that last payment on your auto loan, it’s a moment of triumph. You own your car outright! But does this milestone also mean a decrease in your auto insurance costs? Let’s delve into this query and unravel the effects of paying off your auto loan on your insurance premiums. How Clearing …

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Exploring the Differences: Commercial Auto Insurance vs Personal Auto Insurance

Navigating the intricate world of vehicle insurance requires a clear understanding of commercial auto insurance vs personal. This essential guide illuminates the key differences, providing valuable insights to help you choose the right insurance policy for your vehicle, whether it’s driven by business activities or personal endeavors. Key Differences in Coverage The main difference between …

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How Your Credit Score Determines Your Car Insurance Premiums

When considering car insurance, a critical factor often overlooked is how significantly a credit score can influence premiums. Many policyholders are surprised to discover the extent to which credit score affects car insurance. This guide focuses on this relationship and offers insights into navigating the insurance landscape with your credit score in mind. Why Credit …

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Understanding Car Insurance Coverage for Battery Replacement

Understanding Car Insurance Coverage for Battery Replacement

When your car’s battery gives out, it is a hassle, to say the least. The first question that pops up is often: Does car insurance cover battery replacement? At Focus Insurance Group, we understand the intricacies of auto insurance policies, and we are here to shed light on this common query for vehicle owners in …

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Understanding Tree Removal: Is It Covered by Your Homeowners Insurance?

Understanding Tree Removal: Is It Covered by Your Homeowners Insurance?

When a towering tree in your yard comes crashing down, it can be a startling experience, and the first question that often pops into your mind is whether homeowners insurance covers tree removal. In this article, we will explore the various scenarios under which tree removal might be covered by your insurance, as well as …

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How Residing in Different Locales Influences Your Car Insurance Rates

Navigating through the world of car insurance can sometimes feel like a complex puzzle, especially when it comes to understanding how premiums are calculated. One critical aspect to comprehend is: does where you live affect car insurance premiums? Absolutely! Various factors tied to your location significantly influence the cost. Zooming Into Your Zip Code Does …

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Elements That Drive Your Car Insurance Premiums Up or Down

Elements That Drive Your Car Insurance Premiums Up or Down

For any driver, understanding the intricacies behind the cost of car insurance remains pivotal in managing expenses effectively. The price tag attached to your policy isn’t arbitrary, and comprehending what factors affect car insurance rates can empower you to potentially minimize those costs. Your Personal Details and Driving History The adage ‘age is just a …

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