What Is An SR-22 Or SR-22A?
Never heard the terms SR-22 or SR-22A before? You aren’t alone. Most people aren’t aware of them until they run into trouble with the legal system. But if you wait to get SR-22 insurance in Decatur, GA until you’re in trouble, it might be too late.
Low Cost SR22 SR22A Insurance in Decatur, GA
Essentially, an SR-22 or SR-22A is a type of certification, not actually a form of insurance. You get it by filing a form with the state. It serves as a certificate of financial responsibility and verifies that the person holding the certificate is carrying at least the minimum mandated amount of vehicle insurance. Your insurance company has to confirm that you have coverage and are maintaining it, and that if you fail to do so, they will inform the state of your lapse in coverage.
Why is an SR-22 or SR-22A required?
In many cases, an SR-22 or SR-22A is required for drivers who have had a DUI, but there are other situations where you might need one as well. Some common reasons you might be asked to get SR-22 or SR-22a insurance in Decatur, GA include:
SR-22 Car Insurance Cost
If you need an SR-22, it’s usually a pretty dire situation. Without it, you can’t get back on the road, and this can severely curb your ability to live your life. Luckily, it shouldn’t cost you more than your coffee budget for the week: most insurance companies will charge you a one-time filing fee of $25.
There are other costs to consider here, though. Specifically, the violation that caused you to need an SR-22 or SR-22A could result in higher car insurance for you. Depending on the nature of the infraction, your insurance costs could double or even triple.
Are you in need of assistance with an SR-22 or SR-22A in Decatur, GA? Then turn to Focus Insurance Group for help. We can connect you with a policy if you need one and help you get the SR-22 or SR-22A you need from your provider. Additionally, we offer a range of insurance solutions, including auto insurance, motorcycle insurance, and more. Contact us today to ensure your insurance needs are met.