2373 Lawrenceville Hwy, Decatur, GA 30033

Focus Insurance Group: Excellent Insurance Services at Affordable Prices

Mon - Fri 9:00am - 5:00pm

Saturday & Sunday Closed

Landlord Insurance in Decatur, GA

Home / Landlord Insurance

What Will My Rental Property Insurance Cover?

Landlord Insurance in Decatur, GA
If you are curious about landlord insurance in Decatur, GA, the first thing you need to know is the level of coverage it offers. This will vary based on the policy you take out. There are two broad categories of property owner insurance or vacant dwelling insurance (Decatur, GA): property protection and liability protection. While you might be able to find a policy that offers just one or the other, if you are renting out a home or other property, you are going to want both.

Understanding Rental Property Protection

Property protection is pretty much what it sounds like: the part of your policy that covers damage to physical property at your rental. At its most basic, it covers the dwelling itself, but it can also cover items inside, equipment used to maintain the property, and even other structures on the land. Rental property inurance Coverage generally includes:
The Dwelling: : This helps reimburse you or outright pays for repairs to the rented property. Keep in mind that not all damages will be covered. You need to fully understand what qualifies as a covered loss before taking out a policy.
Other structures: Many rental have other structures on the property, such as detached garages and storage sheds. If you have other structures coverage, you can receive assistance in the event of damage or loss.
Personal Property Used for Maintenance : Chances are you will need to leave items at the property to maintain it. These can be small tools, ladders, even lawnmowers. With the right coverage, your policy might cover these items if they are damaged or stolen.

Understanding Landlord Liability Protection

Property protection is about the things. Liability protection is about the people. If someone is injured while on your rental property, you can be sued for their medical bills, lost wages, and even pain and suffering.
While you should focus on reducing liabilities, we all miss things from time to time. Being human is no reason to find yourself in financial ruin. Landlord liability coverage ensures that you’ll have help covering your legal expenses and in paying settlements should you be found guilty.

Remember: landlord insurance policies are like any other in that there are deductibles to meet and limits on coverage. Turn to Focus Insurance Group so we can make certain the terms of your landlord insurance in Decatur work for you.

We know how much your investment means to you. That’s why we offer a variety of insurance solutions, from landlord policies to home insurance in Decatur, GA and renter coverage– contact us today!

FAQs About Landlord Insurance in Decatur, GA

Vacant dwelling insurance in Decatur typically covers properties that are not currently occupied but could be rented or used for other purposes in the near future. This includes vacant houses, apartments, condos, and other similar structures.

Rental property insurance protects landlords against property damage, liability costs, and loss of rental income. It can also provide peace of mind knowing that your property is covered in the event of an accident or disaster. If you are looking for rental property insurance in Decatur, contact us today.

A landlord building insurance policy in Decatur typically covers any liabilities related to owning and renting out a property. This includes legal fees, tenant disputes, and medical costs resulting from an accident on the property. With landlord building insurance, you can rest assured that your property and tenants are covered.

Yes, there are additional coverage options available for rental property insurance in Decatur. If you’re looking for specific coverage, you can contact us at (404) 633-3333, and we can discuss the various options available to you.

No, landlord building insurance is not mandatory. However, it is highly recommended due to the potential risks and liabilities that come with owning a rental property. To ensure you have the coverage you need, contact us today to discuss property owner insurance in Decatur. We are here to help.

Contact Info

Scroll to Top