Commercial Auto Insurance to fit your budget and needs
Low Cost Commercial Auto Insurance in Decatur, GA
What Does Commercial Auto Insurance Cover?
Commercial auto insurance is pretty much what it sounds like: car insurance for commercial vehicles. You use it to pay for damage to your business fleet whether this is caused by a crash, vandalism, or even acts of nature. It also offers liability coverage to back you against medical bills and lawsuits.
You might think that a standard car insurance policy is enough, but not only will these policies not offer the right coverage, if it is found you were using your vehicle for business-related purposes, your claims will be denied and your policy canceled.
How Business Auto Insurance Protects You
To understand how your business vehicle insurance protects you, you need to know the four major types of coverage it offers:
Do I REALLY Need Commercial Auto Coverage If I Have a Personal Auto Policy?
In most cases, yes. However, this isn’t a universal truth. If you use your personal vehicle to commute to your business and just occasionally to meet a client, your personal policy is likely fine. However, if the following are true, you need a commercial policy.