2373 Lawrenceville Hwy, Decatur, GA 30033

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Commercial Auto Insurance in Decatur, GA

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Commercial Auto Insurance to fit your budget and needs

Low Cost Commercial Auto Insurance in Decatur, GA

Commercial Auto Insurance in Decatur, GA

What Does Commercial Auto Insurance Cover?

Commercial auto insurance is pretty much what it sounds like: car insurance for commercial vehicles. You use it to pay for damage to your business fleet whether this is caused by a crash, vandalism, or even acts of nature. It also offers liability coverage to back you against medical bills and lawsuits.

You might think that a standard car insurance policy is enough, but not only will these policies not offer the right coverage, if it is found you were using your vehicle for business-related purposes, your claims will be denied and your policy canceled.

How Business Auto Insurance Protects You

To understand how your business vehicle insurance protects you, you need to know the four major types of coverage it offers:

Do I REALLY Need Commercial Auto Coverage If I Have a Personal Auto Policy?

In most cases, yes. However, this isn’t a universal truth. If you use your personal vehicle to commute to your business and just occasionally to meet a client, your personal policy is likely fine. However, if the following are true, you need a commercial policy.

Remember: Commercial Car Insurance Isn't All You Need

While commercial auto policies do give you excellent protection, this policy won’t cover employees who use their personal vehicles for business purposes. Despite these vehicles not being owned by you, you can be held liable for accidents that happen during company errands. Hired and non-owned auto insurance covers these vehicles. Do you need a commercial auto insurance quote? Contact Focus Insurance Group today.

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