Mobile Home Insurance to fit your budget and needs
Low Cost Mobile Home Insurance in Decatur, GA
Protect Your Mobile Home With Focus Insurance Group
- Options for customized coverage on your mobile home insurance policy
- Liability insurance for accidents where you’re at fault
- Insurance coverage for mobile home additions
Manufactured Home Insurance in Decatur
How Does Mobile Home Insurance Work?
Regardless of the type of house you own or reside in, you must understand the various coverage alternatives. Insurers frequently provide coverage for mobile/manufactured homes by altering standard homeowner policies with clauses known as endorsements. The endorsements modify essential terminology and other aspects of a standard insurance policy to fit a mobile or manufactured home. As a result, the insurance package can protect the home, outbuildings (unattached garages, sheds, etc.), and personal property. Mobile home insurers like Focus Insurance Group also provide personal liability insurance. Different insurance coverage and prices may differ significantly.
Coverage for mobile/manufactured houses is often provided in two ways. Some policies state a laundry list of situations, or “perils”, that might result in a loss. Other policies protect your house against everything EXCEPT certain perils defined in the policy. Both include liability coverage, which protects you from inadvertently causing injuries or losses to others.
How Does Mobile Home Insurance Differ From Other Types of Home Insurance?
- can move on their own (or can be transported);
- are more prone to wind damage, and;
- lose value with time.